Rikin Kadam

About Rikin Kadam

Mphasis (India) Private Ltd- Loan Underwriting Analyst Pune, IN • 12/2017 - Current • Working as a Loan Underwriting analyst.• Implementation of Credit Policy and continuous evaluation to ensure adherence to the policy.• Doing complete and in-depth review of underwriting mortgage loan documents.• Doing daily operations of the Underwriting process.• Implements underwriting strategy and operational policies for product lines.• Being an Underwriting oversees the review and approval process for decision and recommendation related to complex cases. • Evaluating and make credit decisions on all credit applications after evaluating the application’s credit worthiness using a variety of tools and techniques including the analysis of CIBIL reports.• Reporting of Login, Approval, Disbursal, Rejection and Deviation on monthly basis as per prescribed format. TVS Credit Services Private Limited- Associate Credit Underwriting & Operations Pune • 09/2015 - 12/2017 • Handled the Login to FI Initiated process for TW, AL, Used Car, Used TW, Top Up loans and Rural Products. • Handled MH & GJ region for all FI and Valuator vender and taking care his billing part.• Taking care Disbursement process for all products in the absence of Disbursement process manager. • Carry out credit analysis and request on customer.• Interpret documentation to make appropriate decision.• Create Credit reports and present them to senior management.• Coordinating loan closing and entire application process.• Perform daily maintenance of the loan application data base.• Analyzed client assets to assess whether loan should be granted.• Reviewing Profiles, Income Statements and conducting PD to ascertain feasibility.• Background verification of loan application as per the company process.• Continually update regulatory and banking knowledge through training.Suvidha Financial Consultants - Associate Pune • 04/2012 - 09/2015 • Work closely with internal option flow traders to price and hedge complex equity derivative transactions efficiently.• Perform Portfolio Management and Reporting with private equity analysis, portfolio management attribution, and performance calculations.• A proven track record of responsible risk management, client facilitation and trade execution.• Identify potential trading strategies and offer ideas to improve existing trading methods.• Assist traders with the execution of buy and sell orders for securities, considering size of the order, trading supply and the prevailing market conditions.

Experience

1. Loan Underwriting Analyst

   Mphasis

   Dec 2017 — Present · Pune, IN

Education

• The Poona Gujrati Kelwani Mandals H.V.Desai Senior College of Arts, Science & Commerce ,Budhawar Peth,Pune 2

  Bachelor of Commerce - BCom, Accounting

• Dr. D. Y. Patil Institute of Technology, Pimpri, Pune

  Master of Business Administration - MBA, Accounting and Finance

• Pune University

  Master's degree, Accounting and Finance

• Genba Sopanrao Moze Trusts Genba Sopanrao Moze Adhyapak Mahavidyalaya,Pune

  Matriculation - Maharashtra State Board

• The Poona Gujrati Kelwani Mandals H.V.Desai Senior College of Arts, Science & Commerce ,Budhawar Peth,Pune 2

  Intermediate - Maharashtra State Board, Accounting