Ridhima Khurana
Senior Associate at WNS
- Role
- Senior Associate at WNS
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
Experience
Senior Associate
Jun 2021 — Present · Gurugram, IN
Reviewed approx 50 loan files daily and updated to match current standards with maintaining the threshold for 99% quality- Analysed income & employment, credit strength, property appraisal; check over debt to income (DTI) and Loan to Value (LTV) and all other information relevant to the credit decision process on each mortgage application- Verified accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received- Reviewed loan applications in guidance to Desktop Underwriter (DU) and Loan Prospector (LP); having sound knowledge of Fannie Mae & Freddie Mac guidelines- Assisted in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan-structuring solutions- Mentored new joiners regarding unique situations and assisting in the development of policy, procedure, process flows and integration with senior management- Leading, coaching, motivating and developing reviewers to deliver high quality reports to clients
Education
Chitkara University
Master's degree
Chandigarh Group Of Colleges
Bachelor of Business Administration - BBA
2017 — 2020
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