Julio Gonzalez

About Julio Gonzalez

For more than 27 years, I’ve dedicated my career to helping individuals, physicians, and business owners build, protect, and preserve their financial legacies. I believe every financial plan should be personal, purposeful, and proactive — not a cookie-cutter solution, but a roadmap designed around what truly matters most: family, freedom, and future stability.As President & CEO of Pinnacle Financial Group, Inc, a boutique insurance and investment advisory firm based in Weston, Florida, I lead a team that takes a holistic approach to financial guidance. We simplify complex strategies so clients can see their entire financial picture with clarity and confidence — from protection to accumulation to distribution.Our firm works with two interconnected groups of clients:• Business Owners: We help small to mid-sized companies strengthen their employee benefits, attract and retain key talent, and protect the enterprise through advanced planning strategies like Buy-Sell Agreements, Key-Person Insurance, Section 162 Executive Bonus Plans, and Disability Overhead Coverage.• High-Net-Worth Individuals & Physicians: We design customized life, disability, and annuity solutions that maximize income potential, minimize taxes, and secure long-term wealth transfer. Our goal is to turn uncertainty into guaranteed income and confidence through proven products and disciplined strategies.As a General Agent with OneAmerica Financial, I’m proud to represent one of the most respected names in the industry — delivering long-term care, life, and annuity solutions built on mutual strength and client-first values.At Pinnacle, we combine experience, integrity, and innovation to guide our clients toward lasting financial security. Whether it’s structuring a retirement income plan, reviewing a company’s benefits strategy, or preparing a succession plan for future generations — every recommendation is made with purpose and precision.If you’re seeking a trusted partner to help you navigate today’s complex financial world and secure tomorrow’s possibilities, let’s connect.Feel free to connect with me here on LinkedIn or at (954) 601 I\'m excited for the opportunity to serve you and contribute to your financial success.Julio (Ricky) Gonzalez, RMIP™

Experience

1. Founding Member

   BNI Global

   Jan 2017 — Present · Weston, FL, US

   Played a key role in establishing and structuring the local BNI chapter, ensuring alignment with BNI’s policies and best practices.Recruited and onboarded business professionals to build a strong, diverse network of trusted referral partners.Assisted in defining leadership roles and fostering a positive, referral-based networking culture based on BNI’s “Givers Gain” philosophy.Actively participated in structured networking meetings, generating high-quality referrals and supporting members’ business growth.Developed and maintained strong professional relationships within the chapter and the broader BNI network.Contributed to the chapter’s long-term success by promoting engagement, collaboration, and strategic business development.

Education

• University of Central Florida

  Bachelor's degree, Psychology

  1992 — 1997