Ricky Leal

Senior Vice President Chief Development Officer @First Community Bank

Harlingen, TX, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2005 — Present

Senior Vice President Chief Development Officer @First Community Bank

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Harlingen, TX, US

SENIOR VICE PRESIDENT/CHIEF DEVELOPMENT OFFICER Establishes and develops business relationships with current and future clients. Underwrites all loan products in conformance with bank policy. Perform business and consumer credit analysis, facilitates loan decisions and monitors financial viability of customers. Leads process reengineering, refining procedures, encouraging efficiencies and maximizing throughput. Participates in asset liability management for growing securities portfolio. Manages Community Reinvestment Act program for the bank. Manages Community Development Financial Institution efforts and compliance with requirements of the US Department of Treasury CDFI Fund requirements.

SKILLS

Public SpeakingCreditBankingBudgetingCustomer ServiceStrategic PlanningBudgetsFinanceProject PlanningAnalysisLeadershipSalesFinancial AnalysisManagementTeam BuildingCommercial LendingPortfolio ManagementLoansCross-Functional Team LeadershipVeterans

ABOUT RICKY LEAL

Results-driven community banking executive with 20+ years of leadership in the Rio Grande…

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Ricky Leal — Senior Vice President Chief Development Officer at First Community Bank in Harlingen, TX, US | Unifers