Rick J. McCreadie

About Rick J. McCreadie

Experienced Mortgage Banker Seasoned mortgage banking executive with a…

Experience

1. Tn, Al, Ky, Ga Area Sales Manager

   WesBanco

   May 2024 — Present · Nashville, TN, US

   Experienced Mortgage Banking ExecutiveAs one of the nation\'s leading mortgage lenders, SecurityNational is proud to help homeowners every day. My determination and expertise consistently allow my customers and MLO\'s to do better. I demonstrate a strong understanding of economic and accounting principles, the financial market, and banking—and also have an innate ability to manage and lead.What I DoEstablish strong relationships with our customers, employees, MLO\'s, Realtors, builders, developers, CPAs, and financial plannersGain applicable expertise in local and national real estate marketsNegotiate ideal price, terms, and conditions for our customers\' home mortgagesDetermine and address problems that may arise during the loan application processDaily and Monthly ResponsibilitiesCoordinate customer interaction and interface with all parties involved in each individual loanGuide customers through the loan process, including negotiation, terms, and conditionsMaintain a customer\'s relationship with corresponding Realtors, builders, developers, CPAs, and financial plannersUnderstand rules and regulation guidelines from FNMA, FHLMC, FHA, and VAKeep aware of all origination, processing, appraisal, underwriting, and closing requirements for both company and investor guidelines pertaining to both government-insured and privately insured mortgages

Education

• Jacksonville University

  Bachelor of Science - BS, Business, Management, Marketing, and Related Support Services

• XINNIX

  MORTGAGE LENDING FOR MANAGERS AND LOAN OFFICERS

  2014 — 2014

• Sycamore High School

  Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program

  1977 — 1978

• Cincinnati State Technical and Community College

  AA, Real Estate & Property Management

  1980 — 1982

• Jacksonville University

  Bachelor of Science - BS, Business, Management, Marketing, and Related Support Services

  1982 — 1986

Skills

• U.s. Federal Housing Authority (Fha)
• Fha
• Real Estate
• Process Improvement
• Rates
• Credit
• Business Development
• Account Management
• Real Estate Financing
• Usda
• Debt Consolidation
• Finance
• Loan Origination
• Mortgage Lending
• Va Loans
• Residential Homes
• Coaching
• Refinance
• First Time Home Buyers
• Investment Properties
• Loans
• Mortgage Marketing
• Selling
• U.s. Fha Financing
• Leadership
• Construction Loans
• Sales
• Mortgage Industry
• Residential Mortgages
• Team Building
• Va
• New Business Development
• Fha Financing
• Forecasting
• Purchase
• Banking
• Mortgage Banking
• Strategic Planning
• Negotiation
• Referrals