Rick Gumina

About Rick Gumina

As a Financial Advisor dedicated to business owners, corporate executives, and retirement plan sponsors, I offer a comprehensive approach that integrates personal wealth with business interests. In today\'s information-saturated world, I distinguish myself by deeply understanding my clients\' goals and priorities. I pride myself on providing customized solutions and processes that simplify complex financial challenges, empowering my clients to be well-informed about their financial situation.I often describe myself as a \'financial quarterback\', orchestrating a team of professionals including accountants, lawyers, and other service providers to address the intricate needs of high net worth individuals and corporate retirement plan sponsors. My dual experience in corporate consulting and private wealth management enables me to offer services beyond traditional financial advice. This includes sophisticated investment planning strategies for executives and business owners, alongside helping improve potential retirement outcomes for their employees.My commitment involves continuous support, proactive communication, and a focus on tangible results, which alleviates concerns and frees my clients to focus on leisure or managing their business. I maintain long-term relationships based on setting and achieving objectives over time. Leveraging Morgan Stanley\'s resources, I deliver first-class service with a personalized, white-glove approach, ensuring my clients receive high-quality, tailored advice.

Experience

1. Senior Vice President Corporate Retirement Director Financial Advisor - Morgan Stanley

   Morgan Stanley

   Dec 2006 — Present · NJ, US

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Education

• Monmouth University

  Bachler's of Science, Business Administration - Finance & Marketing Concentrations