Richard Thatcher

About Richard Thatcher

Experienced Risk Manager with a demonstrated history of working in the financial services…

Experience

1. Sr VP Operational Risk

   Ameris Bank

   Jun 2022 — Present · Atlanta, GA, US

   Strategic risk leader in the first line of defense, enhanced senior management\'s ability to anticipate and manage operational and other enterprise risks effectively.Served as the Risk Manager for Commercial and Consumer loan hubs, Business Xpress, Indirect Auto, Treasury, Retail Branches, SAD and others, 15 total areas of supervisionChairman of the Credit and Loan Operations Risk Committee; prepared the quarterly risk deck for the committee and participated in the enterprise-wide Management Risk CommitteeWorked with the business to create and manage Risk and Controls Self-Assessments (RCSAs) with over 300 controls; responsible for testing all controls annually and ensured any issues identified in the process were appropriately recorded and escalated.Oversaw team processes and updated risk management and LOB policies to reflect improvements.Responsible for ensuring all known issues and risk incidents, regardless of source, were tracked and driven to appropriate and timely remediation through the centralized incident tracking database.Identified and created key risk metrics, reported metric breaches and automated reporting of key risk indicatorsDeveloped action plans to mitigate operational risk gaps identified through the bank’s RCSA process, Compliance testing, Internal Audit and Regulators’ issuesConducted various quality control reviews covering all key business risks, including key regulatory compliance requirements. Responsible for coordinating initiatives through the New Initiatives Committee process.

Education

• The University of Tennessee at Chattanooga

  Bachelor's degree

Skills

• Analysis
• Investments
• Finance
• Management
• Financial Analysis
• Direct Sales
• Banking
• Mutual Funds
• Risk Management
• Auditing
• Investment Advisory