Richard Dou

About Richard Dou

Extensive experience in financial service government, risk management and compliance• Seasoned creative and decisive team leader with great collaboration capability• Solid expertise in risk disclosure, risk appetite, capital, leverage return, and Pillar 3 disclosure• Detail oriented CCR, RWA, derivatives, securitization, retail and wholesale product analyst • Solid risk, default fund, margin, interest rate, and Basel Accords implementation manager• Outstanding expertise in financial statements, MMTP/ALM, valuation, product pricing, accounting, planning, forecasting, budgeting, and performance measurement• Seasoned capital manager with expertise in VaR, SQL, and machine learning techniques• Extensive knowledge in AIRB, risk factors, xVA valuation, stress testing and capital adequacy• Great ability in credit risk analytics, internal risk rating system design, economic capital, ICAAP• Rich experience in PD, LGD, CCF, EAD modeling, model vetting, stress testing and backtestingExcellent skills in SDLC, data modeling, statistics computation, and risk management systems

Experience

1. Capital Markets Consultant

   Scotiabank

   May 2024 — Present

Education

• York University

  International MBA Schulich School, Business

Skills

• Forecasting
• Business Analysis
• Microsoft Excel
• Project Planning
• Banking
• Risk Management
• Corporate Finance
• Variance Analysis
• Budgets
• Finance
• Financial Modeling
• Financial Risk
• Accounting
• Management
• Analysis
• Portfolio Management
• Financial Analysis