Richard Charlton
Chief Risk Officer (CRO) @Utmost Group
York, GB
EMAILS
MOBILE NUMBERS
+91 *********19
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WORK HISTORY
Jul 2024 — Present
Chief Risk Officer (CRO) @Utmost Group
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Aylesbury, GB
CRO at Utmost Life and Pensions, part of Utmost Group. Leads the second line Risk and Compliance team, and part of the Exec team. Holds SMF 4, 16, and 17.
EDUCATION
1983 — 1990
Kenton School
A Levels and GCSEs
1990 — 1993
University of Dundee
BSc (hons), Mathematics & Statistics
2005 — 2008
The Open University
LLB (hons), Law
SKILLS
Life InsuranceMosesInternal Model ValidationCapital ManagementEnterprise Risk ManagementActuarial ScienceManagerial FinanceOperational RiskAuditingAnalysisActuarialRisk ManagementSolvency IiOperational Risk ManagementPensionsInternal AuditFinancial RiskReinsuranceEconomic CapitalInternal Model GovernanceLongevity AnalysisValuationAlm
ABOUT RICHARD CHARLTON
A highly versatile actuary with over 25 years\' experience across the investment, pensions, and life insurance sectors. Has performed senior roles across all three lines of defence, consistently demonstrating a strong understanding of risk, coupled with commercial insight.
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