Richard Charlton

Director Commercial Credit @Servus Credit Union

Red Deer County, AB, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Nov 2016 — Present

Director Commercial Credit @Servus Credit Union

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CA

Director Commercial Credit - Servus Credit Union Ltd.November 2016 - current Adjudicate and approve credit applications within lending limit for borrowers across Alberta, primarily focused on commercial lending, operating facilities, real estate development and equipment financingProvide recommendation for approval on files in excess of assigned lending limitManage, coach, train and mentor team of four adjudicators across AlbertaProvide input and develop improvements to the existing loan policy Complete various ad hoc reports and on participate on various committeesMaintain 3 day turnaround time and ensure service level agreement is met

EDUCATION

1991 — 1993

Red Deer Polytechnic

Commerce Program

1993 — 1995

University of Alberta

B Comm, Finance

SKILLS

BankingHome Equity Lines of CreditRisk ManagementPortfolio ManagementLoansSmall Business LendingResidential MortgagesFinancial AnalysisNegotiationCommercial MortgagesCommercial LendingFundingCredit RiskRiskConsumer LendingAnalysisFinancial ServicesCommercial BankingRefinanceCoachingFinancial RiskTeam LeadershipCredit UnionsUnderwritingMortgage LendingRetail BankingCreditLines of CreditCredit Analysis

ABOUT RICHARD CHARLTON

Director Commercial Credit at Servus Credit Union

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Richard Charlton — Director Commercial Credit at Servus Credit Union in Red Deer County, AB, CA | Unifers