Richard Carter
Underwriting Director @The Hartford
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WORK HISTORY
Underwriting Director @The Hartford
Boston, MA, US
EDUCATION
Taunton High School
High School
Southern New Hampshire University
Bachelor's Degree, Business Administration & Accounting
Southern New Hampshire University
Master of Business Administration - MBA, Finance
ABOUT RICHARD CARTER
I’m an underwriting professional with over a decade of experience in the Financial Lines market, specializing in Management Liability for Private, Non-Profit, and Healthcare organizations. I help agents and brokers protect their clients and manage risk through tailored solutions across a diverse portfolio of coverages, including Directors & Officers (D&O), Employment Practices Liability (EPL), Fiduciary, Crime, Kidnap and Ransom (K&R), and Cyber Liability. I provide strategic leadership to ensure disciplined growth and long-term success across New England. With extensive experience underwriting complex risks—including biotech, life sciences, institutionally backed risks, and healthcare—I bring strong risk assessment and financial analysis to every decision. I’m a creative negotiator focused on delivering balanced solutions that meet the needs of insureds and producers while maintaining underwriting discipline. Beyond underwriting, I build strong broker relationships, partner cross-functionally to identify growth opportunities, and develop programs that help the Management Liability portfolio grow profitably. I hold CPCU, RPLU+, and CPLP designations, along with an MBA in Finance.
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