Richa Bhardwaj

Manager – Business Strategy @ Direct Credit | MBA (Analytics), IIM Kashipur ’26 | Summer Intern – HR @ Varun Beverages (PepsiCo) | B.Com (Hons) – Accounting, CU ’23

Role
Manager - Business Strategy at Direct Credit
Location
Bhagalpur, BR, IN
LinkedIn followers
500 followers
General Business & ManagementView LinkedIn profile

About Richa Bhardwaj

Richa Bhardwaj has completed her MBA in Analytics from IIM Kashipur and is currently working as a Manager – Business Strategy at Direct Credit. She has a strong academic foundation in Accounting, Finance, and Human Resources. She brings cross-functional internship experience across domains like financial analysis, equity research, HR operations, and stock market research through her roles at Varun Beverages (PepsiCo), Phoenix Global, FinPro Wealth, and Youth India Foundation.Her work has included supporting HR processes, building financial models, conducting stock market evaluations, and participating in valuation-based research. These experiences have helped her develop a practical understanding of how people, processes, and performance connect in real business settings.She is skilled in tools like Tableau, Power BI, MySQL, Python, and Excel. Richa is certified in Google Data Analytics and Equity Research (CERA), and holds diplomas in Computer Applications and Finance Management—enabling her to approach business problems with both technical insight and financial logic.Richa has also contributed to live projects, including DCF-based valuation of Nestlé India and financial research in the aviation sector. Alongside academics, she remains committed to social causes—teaching children through KITES and Bhumi NGO, and taking part in activities like community clean-ups and educational events.A district-level athlete and former student leader, Richa values discipline, empathy, and consistency.

Experience

  1. Manager - Business Strategy

    Direct Credit

    Apr 2026 — Present · Noida, IN

    Driving business strategy initiatives by assessing financial statements of companies to identify growth opportunities and financial gaps, and enabling value addition through tailored financial solutions.

Education

  • Navyug Vidayalaya

    10th

  • Shri Shikshayatan College

    B.Com (hons) , Accounting and Finance

  • SKP Vidya Vihar

    12th, Business/Commerce, General

  • Indian Institute of Management Kashipur

    Master of Business Administration - MBA, Analytics

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Richa Bhardwaj — Manager - Business Strategy at Direct Credit in Bhagalpur, BR, IN | Unifers