Ricardo Small

About Ricardo Small

Let\'s help you get what you want. How? By getting you focused on what you do best. I want to help you define and refine your purpose, set goals that will align with that purpose, and remove obstacles preventing you from getting there.I like people and I\'m genuinely interested in what makes others tick. Since I get along well with most, I tend to develop long term relationships. I\'ve delivered financial analysis, growth strategies, capital engagement, and diversity and strategic initiatives for target markets. My experience advising, consulting and analyzing business plans and performance has allowed me to extract best practices out of the companies and industries in each engagement.I’ve developed financial analysis, organizational budgets, with monitoring and evaluation. My experience includes acquisition and growth of banking portfolios, risk analysis, credit underwriting and financial modeling to compare asset quality to risk tolerance and profitability benchmarks. I can take complex situations, break them down, and explain them to all stakeholders. I’ll help organize and effectively communicate and inspire, while relating well to everyone I come in contact with, inside and outside the business.

Experience

1. Middle Market & Corporate Banking

   Hancock Whitney

   Jun 2025 — Present · Houston, TX, US

Education

• Baylor University - Hankamer School of Business

  BBA, Finance and World Affairs

  1991 — 1995

Skills

• Credit Analysis
• Corporate Finance
• Management Consulting
• Spanish
• Executive Management
• Business Planning
• Private Equity
• Financial Analysis
• Conversational French
• English
• Emerging Markets
• New Business Development
• Finance
• Strategic Partnerships
• International Business
• Investments
• Financial Services
• Customer Service
• Valuation
• Credit
• Financial Modeling
• Due Diligence
• Portfolio Management
• French
• Start-Ups
• Loans
• Commercial Banking
• Strategy
• Business Strategy
• Business Development
• Leadership
• Strategic Planning
• Venture Capital
• Management
• Forecasting
• Banking
• Risk Management
• Corporate Development
• Customer Relations
• Small Business