Ricardo O.
Head of Remittance Product | Cross-Border Payments Leader | Strategic Growth in US-India Corridors | Fintech & Digital Transformation Expert
- Role
- Head, Remittances Product at ICICI Bank
- Location
- New York, NY, US
- LinkedIn followers
- 500 followers
About Ricardo O.
Strategic fintech leader with 25+ years of experience driving the growth of international remittance products. Currently leading the US remittance function for a major Indian bank, I bridge the gap between US-based product strategy and India-based operations, development, and marketing.Core Competencies: Scaling Cross-Border Payment Platforms, P&L Ownership, AML/KYC Compliance, and High-Performance Team Leadership.
Experience
Head, Remittances Product
Jan 2019 — Present · New York, NY, US
Spearheaded the growth of the US to India remittance corridor for ICICI Bank, focusing on the NRI diaspora. • Successfully launched multiple variations of the product increasing speed and volume of transactions. • Successfully launched Money2India business, targeting SMEs with US to India payments.• Enhanced customer experience by leveraging advanced ACH and wire technology payments. • Contributed to the success of ICICI Bank Money2India, a digital service facilitating seamless money transfers since 2001.• Optimized the US-India remittance corridor.
Education
Tecnológico de Monterrey
Bachelor of Science (BS), Physics, Mathematics, Computer Science, Computer Engineering
MIT Sloan School of Management
MBA, Business
Massachusetts Institute of Technology
Tackling the Challenges of Big Data, Business Administration and Management, General
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