Ricardo Henzler

Ricardo Henzler

Head of Corporate Credit Management @Deutsche Bank

New York, NY, US
EMAILS
r••••••••@db.com
MOBILE NUMBERS
+19•••••••73

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WORK HISTORY

Jun 2019 — Present

Head of Corporate Credit Management @Deutsche Bank

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FL, US

Head of DB Americas’ Credit Risk Organization managing large corporate credit/underwriting risk.Conceived, established and lead credit portfolio monitoring capabilities in FL covering for the largest and most complex portfolios : Leverage Lending, Commercial Real Estate, Wealth Management, Workout and Recovery Management, Securitizations, and Hedge Funds.Regional Head of Risk for Jacksonville site (25% of Risk team in the Americas)

EDUCATION

1991 — 1996

Universidad del Pacífico (PE)

Bachelor of Business Administration (BBA)

2002 — 2004

IE Business School

MBA

ABOUT RICARDO HENZLER

Seasoned finance professional with a dynamic career progression, 25+ years of experience in major Financial Institutions, and well-documented success combining strong business and financial acumen to improve the risk culture and financial performance across corporates and investment, commercial banking, wealth management, and retail banking lines of business. An influential banking executive adept in managing across international business environments, maximizing capital profitability, and enabling profitable and sustainable growth in emerging and declining markets. Leader and developer of successful, multi-cultural professionals HIGHLIGHTS SNAPSHOT - Diverse credit industry leadership experience across various businesses spanning the Americas, Europe, and the Asia Pacific regions- Led the change of the global Credit Risk target operating model focusing on governance, training and capacity- Subject matter expert of the entire credit life cycle: underwriting, credit approval, credit monitoring, workout/collection, and Loan review- Conceived and executed near-shoring for Credit monitoring of Combined US operation (CUSO) clients for several Lending portfolios including LDCM, CRE, Securitizations, Workout and Recovery, and Hedge Funds- Improved/remediated operational controls, credit procedures and reporting capabilities for CUSO - Delivered double-digit revenue growth gained from proactive credit risk initiatives increasing limits to 500+ clients- when in first line, I grew the commodities portfolio (metals and mining, oil & gas, agriculture) in a volatile emerging market, delivering a 220% increase in customer base and approved limits.SPECIALTIES: Corporate & Investment Banking, Relationship Management - Coverage, Credit Underwriting, Credit Portfolio Management, Ongoing Credit monitoring, Loan Review – Quality Control, Leverage Lending, Emerging Markets, Financial Structuring, Revenue Growth, People Management, Business Growth Strategy, Credit Policy, Change Management

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