Ria Das

Manager at ANZ

Role
Analytics Manager at ANZ
Location
Bengaluru, KA, IN
LinkedIn followers
500 followers
Finance & AccountingView LinkedIn profile

About Ria Das

With over 11 years of experience in credit risk analytics, I focus on developing and managing portfolio strategies at ANZ to optimize retail risk in Australia. My role emphasizes leveraging data and analytics to provide actionable insights for senior stakeholders, simplifying complex strategies, and building robust monitoring frameworks. Passionate about collaborating with business teams, I am committed to creating innovative strategies for credit risk management. My expertise lies in strategy formulation, stakeholder management, and collections optimization, which I aim to use to enable sustainable growth and informed decision-making.

Experience

  1. Analytics Manager

    ANZ

    May 2024 — Present · Bengaluru, IN

    Retail Risk Australia, Bangalore• Responsible for the management of credit risk portfolio strategy by leveraging data and analytics• Provided strategy monitoring reports and key insights for unsecured risk forum having senior audiences from risk and business teams• Independently did the simplification of a complex Consumer Cards real time authorisation strategy which was approved for go-live by business. This strategy is developed in Experian Power Curve tool• Built the monitoring framework with key metrics at monthly level for the simplified Cards authorisation strategy• Managing and monitoring of the Personal Loan customer eligibility offer strategy for both top up and cross sell campaigns. This involved collaborating with business and marketing teams• Being a senior team member, I am part of Leadership Support Group liaising with onshore team, taking interviews, mentoring junior team members, preparing deck for Retail Risk Head & CRO

Education

  • University of Calcutta

    Bachelor of Science (B.Sc.), Economics (Hons.)

    2009 — 2012

  • Presidency University, Kolkata

    Master of Science (M.Sc.), Applied Economics

    2012 — 2014

  • Kendriya Vidyalaya

    Higher Secondary, Science

    1997 — 2009

Skills

  • Sas Programming
  • Scorecard Building for Banks
  • Spss
  • Model Validation
  • Stata
  • Financial Services
  • Credit Risk
  • Basel Ii
  • Financial Risk
  • Eviews
  • Mathematica
  • Numerical Analysis
  • C++
  • Research
  • C
  • Microsoft Office
  • Behaviour Scorecard Development

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Ria Das — Analytics Manager at ANZ in Bengaluru, KA, IN | Unifers