Revanasidda Jambagi
Credit Manager -Credit Underwriting and Appraisal Vidyuttech// Ex Bandhan Bank, ICICI Bank and Ujjivan Small Finance Bank
- Role
- Senior Credit Manager at VidyutTech
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Revanasidda Jambagi
A dynamic and result-oriented Credit Manager within the Auto Loan New and Used/Commercial…
Experience
Senior Credit Manager
Feb 2024 — Present · Bengaluru, IN
Involves overseeing the entire lifecycle of a credit application, from the initial login to the final disbursement of funds• Responsible for approve and reject with assessing the creditworthiness of applicants, which includes analysing various factors such as income, collateral, credit history, etc• Making independent decisions regarding underwriting and appraisal, particularly for commercial vehicles,3wheelers Passenger and Cargo and Electric cars.• Analysing various financial documents and metrics including income, Foir, loan-to-value ratio, bank statements, etc, to assess the applicant\'s financial health.• Initiating various checks TVR and PD, both internal and external, to mitigate the risk of default.• Monitoring the performance of the loan portfolio, identifying and addressing delinquencies, and taking steps to minimize risk.• Oversee a team of 8 members, likely responsible for various aspects of the credit application process. This involves delegating tasks, providing guidance, and ensuring productivity and quality.
Education
City Engineering College, Bangalore
Master of Business Administration - MBA, Finance, General
Visvesvaraya Technological University, Belgaum
Master of Business Administration - MBA, Accounting and Finance
Karnataka University, Dharwad
Bachelor of Commerce - BCom, Business/Commerce, General
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