Renata Smith

Sr. Loan Officer at Drop Mortgage, Inc

Role: Sr Loan Officer at Drop Mortgage, Inc
Location: San Diego, CA, US
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

Experience

Sr Loan Officer
Drop Mortgage, Inc
Jul 2014 — Present
Renata Smith is an experienced Sr. Mortgage Loan Officer, who has been helping buyers reach their homeownership goals for over 17 years. Knowledgeable in all aspects of Mortgage Lending, Renata specializes in funding mortgages for borrowers with extenuating credit circumstances, including past foreclosures, short sales & Bankruptcies, as well as exception-based mortgages for those borrowers who just don’t fit into the standard lending guidelines. Renata is also proficient in closing transactions that involve complex and \"out of the box\" income calculations, such as self employed income and bank statement programs. Renata has been in the Mortgage Lending industry since and is licensed CA, WA, FL & TX.

Education

UOPH
Bachelor of Marketing

Skills

Leadership
Residential Mortgages
Mortgage Lending
Cold Calling
Enterprise Software
Sales Management
Account Management
B2b
Relationship Management
Direct Sales
Va Loans
Alt-a
Hud
Commercial Mortgages
Solution Selling
Sales
Saas
Mortgage Underwriting
Single Family Homes
Management
Team Building
Fha Financing
Training
New Business Development
Residential Homes
Sales Process
Storage Solutions
Crm
Strategy
Business Development
Vmware
Loan Origination
Sales Operations
Professional Services
Customer Service
Investment Properties
Channel Partners
Fha
Process Improvement
Salesforce.com

Contact information

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Work email
r•••••@dropmortgage.com
Personal email
•••••@•••••.com
Direct dial
+16•••••••62

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Current company

Drop Mortgage, Inc

Financial Services · 11 employees · Founded 2014

Drop Mortgage was founded on the idea that underwriting should \"make sense\". The problem with mortgage lending these days is that if you don\'t fit in a specific box, your loan most likely will be denied. At Drop Mortgage, Inc. we take a common sense approach to looking at your loan. If you have compensating factors or can demonstrate the ability to pay in an unconventional way, we might still be able to approve your loan. If you have a credit event like a short sale or foreclosure, we understand and can overlook it if you have a good reason for it. Additionally, we use methods like \"depleted assets\" or \"cross-collateralization\" to work around traditional guidelines. We thrive in the super jumbo area, even after a foreclosure or short sale. Contact us for more info, you might be glad you did. Company NMLS # 12•••62 Texas mortgage company notice: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at A toll-free consumer hotline is available at The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at

dropmortgage.com

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Experience

Sr Loan Officer

Education

UOPH

Skills

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