Rekha Reddy
Senior Credit Analyst at Velocity
- Role
- Senior Credit Analyst at Velocity
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Rekha Reddy
Senior Credit Analyst | 7+ Years in Credit Underwriting | Fintech | NBFC | Risk & Financial Analysis | Lending AutomationI’m a passionate and detail-oriented credit professional with over 7 years of experience in credit appraisal, underwriting, risk analysis, and financial assessment across fintech and NBFC ecosystems.Throughout my career, I’ve had the opportunity to: Evaluate loan proposals and manage portfolios Underwrite SME, LAP, and personal loans with strong focus on risk profiling and policy alignment Drive automation in low-ticket lending, reducing turnaround time and enhancing scalability Conduct due diligence and collaborate cross-functionally with product, tech, and risk teams Assess startups and digital businesses for Revenue-Based Financing (RBF) by analyzing recurring revenues, cash flows, churn, and growth metricsI’m passionate about bridging traditional credit assessment with tech-enabled, data-driven decisioning, and I thrive in dynamic, fast-paced lending environments where innovation meets compliance.Currently, I’m working as a Senior Credit Analyst at Velocity, contributing to the growth of scalable and efficient lending practices for modern businesses.
Experience
Senior Credit Analyst
Apr 2023 — Present · Bengaluru, IN
Education
Seshadripuram College
Bachelor of Commerce
2018 — 2018
Seshadripuram First Grade College (S.F.G.C), Bengaluru
Bachelor of Commerce, Accounting
2015 — 2018
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