Rekha Kashyap
Credit- Manager || Gold loan || Credit Underwriting || Business Secured & Unsecured Loan || credit risk || mortgage underwriting ||Business loan || personal loan Underwriting||
- Role
- Credit Manager at indiagold
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Rekha Kashyap
Overall 5 years of experience in underwriting of Business loans - secured and…
Experience
Credit Manager
Mar 2024 — Present · Gurugram, IN
Implementation of the defined Gold Loan Policy.Follow Regulatory requirements with respect to RBI guidelines.Responsible for evaluating and value the Gold as per Gold Standard and Bank policy guidelines.To assess the regional factors and recommend for collateral acceptance policy changes.Recommendation to Policy team for addition of any new jewellery items in the masters.Base customer selection on Analytic s and Credit Bureau history.Responsible to take informed decisions on big deals and try to close them.Revisit underwriting processes to match the TAT of the industry.Monitoring & analysis of Carat, Deductions and Impurity captured by valuers and report any irregularities.
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