Regina Finstad

Senior Underwriter @Spg Transportation

Napa, CA, US

Underwrite Auto, General Liability, Inland Marine, Cargo, Property, Cyber, Umbrella & Workers Compensation polices on a daily basis- Receive and evaluate applicants\' information for risk acceptability and within program parameters for new and/or renewal customers through an understanding of company policies, procedures and standards and proper application to risks - Research outside sources for additional and supporting information- Calculate premiums and appropriate amounts of coverage - recommend program changes or enhancements based on our products and services- Be cognizant of program and own underwriting authority and referral standards and work within authority and refer to others when needed or outside own authority- Negotiate terms and conditions with agents and brokers on submitted accounts- Properly document the exposures, coverages, limits and pricing on individual risks with the prescribed service guidelines and maintain underwriting files within company program and company requirements- Establish rapport and develop relationships with agents and brokers; educate them on ou products and services- Provide a high level of service through the product life cycle from submission to quote to post bind activities including endorsement requests, loss control evaluation, post-loss analysis, filings and cancellations, as examples- Deliver profitable growth with proper pricing and underwriting discipline- Be self-directed with minimal day-to- day supervision- Perform projects or other research to further the SPG/AmTrust goals and objectives

California State University, Long Beach

Bachelor's degree, Business Administration and Management, General