Maria Thompson

Senior Mortgage Specialist @RBC

Toronto, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

May 2016 — Present

Senior Mortgage Specialist @RBC

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Requirements: Ensure mortgage applications meet RBC\'s policies, product criteria, and portfolio limits, maintaining compliance and minimizing risk.Credit Transactions & Compliance: Process credit transactions ensuring adherence to KYC and AML requirements, ensuring complete and accurate documentation.Client Communication & Policy Explanation: Effectively communicate RBC’s lending policies, requirements, and limits to clients, fostering transparency and trust.Document Collection & Due Diligence: Obtain and verify all necessary credit documents (income, down payment, etc.), performing due diligence to ensure compliance with RBC’s standards.Referral to Alternative Solutions: Skillfully refer clients to the Alternative Mortgage Solutions division when applications do not meet RBC’s lending policies, offering tailored assistance.File Preparation & Registration: Manage approved applications, ensuring timely file preparation and submission for registration and funding, maintaining seamless operational workflow.Training Sessions: Conduct regular presentations to realtors, buyers and investors on mortgage programs, products and policies.

EDUCATION

1998

Toronto Metropolitan University

Business Management 1

2012 — 2012

Seneca Polytechnic

Mortgage Broker License

2008 — 2008

Seneca Polytechnic

Mortgage Agent License

SKILLS

Mortgage UnderwritingInvestmentsHome EquityConstruction LoansFinancial ServicesCrmCondosInvestorsMortgage BankingSalesHelping Clients SucceedMortgage ServicingBankingHome Equity Lines of CreditInterest RatesCommercial MortgagesRetirement PlanningManagementResidential MortgagesFundingReferralsRefinanceDebt ConsolidationResidential HomesSecond MortgagesInsuranceMortgage LendingInvestment PropertiesCreditFinanceFirst Time Home BuyersClient FocusedCertified Mortgage PlanningRisk AssessmentLoansReal Estate FinancingLeadershipSellersReal Estate

ABOUT MARIA THOMPSON

Results-driven and client-focused professional with 17 years in mortgage advisory…

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Maria Thompson — Senior Mortgage Specialist at RBC in Toronto, CA | Unifers