Ray Morales

Business Banking Sales Manager @U.S. Bank

San Diego County, CA, US
MOBILE NUMBERS
+18•••••••22

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WORK HISTORY

Mar 2019 — Present

Business Banking Sales Manager @U.S. Bank

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San Diego, CA, US

EDUCATION

2011 — 2014

Waubonsee Community College

BA, Business

SKILLS

Commercial MortgagesCredit CardsBranch ManagementFinancial ServicesCrmSmall Business LendingCredit AnalysisWealth ManagementLoan OriginationRetirement PlanningHome Equity LoansLeadershipPortfolio ManagementLoansLines of CreditConsumer LendingReal EstateBranch BankingCommercial BankingRefinanceMortgage BankingInvestment PropertiesSalesTreasury ManagementCustomer ServiceConflict ResolutionCommercial LendingFinancial AnalysisRetail BankingBankingHome Equity Lines of CreditTeam ManagementFinanceRelationship ManagementSmall BusinessCredit

ABOUT RAY MORALES

I am a highly motivated, proactive, and award winning Business Banking professional. With over 20 years of banking experience, and 8 years in commercial lending, I have a drive to grow to the highest levels. Universally diverse with a proven track record of delivering quantifiable results in sales, management, customer service, cash flow analysis, and investment real estate lending. Well regarded interpersonal, analytical and problem solving skills that contribute to seamless commercial lending.

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