Ray Wellspeak

About Ray Wellspeak

I’m an established financial professional with more than 20 years of financial advisory experience. I have an unwavering commitment to my clients and to their sustainable success. At Baystate, I continue to provide a full spectrum of financial advisory services, including retirement planning, estate conservation, protection planning, and business succession, to an established clientele of professionals, entrepreneurs and multi-generational families.As a client-centric advisor, I always strive to exceed client needs with exceptional focus, in-depth advice and a commitment to holistic solutions that give my clients and their families a lasting voice. I’ve spent my entire professional career in the financial services business and, as a result, have a true understanding of where the industry has been and what the future holds as the industry continues to evolve. I regularly pursues continuing education and new solution training to stay on the cutting edge of the industry.Raymond WellspeakFinancial Services RepresentativeInvestment Advisor Representative330 Whitney Avenue-Suite 305Holyoke, MA 0••••••••@baystatefinancial.com

Experience

1. Financial Advisor

   Baystate Financial

   Jun 1995 — Present · Holyoke, MA, US

   WEALTH MATTERS Baystate Financial is a financial services firm that offers through MassMutual. We also provide guidance on and implementation of group, executive benefits and corporate sponsored retirement plans; life, disability Income and long-term care insurance; and strategies for estate and charitable planning. Baystate Financial has built a reputation for helping its clients gain clarity, leverage and financial independence. Clarity with regard to what having wealth means to them; leverage with regard to the ways they integrate and coordinate their assets and income to build, protect and distribute wealth in an efficient and effective manner; and knowing they have made informed and appropriate decisions that make sense of the complex financial lives they tend to lead. I am licensed to sell securities in: AL,CO,CT,FL,KY,ME,MA,MN,NC,NH,NM,NY,OH,OR,RI,SC,VT where securities licensed. I am a registered representative of and offer securities and investment advisory services through MML Investor Services, LLC. member SIPC Supervisory address: 1 Marina Park Drive, 16th FloorBoston, MA 02••••••••00

Education

• Siena University

  B.A.

  1985 — 1989

• Quinnipiac University School of Law

  J.D.

  1991 — 1993

Skills

• Securities
• Series 7
• Insurance
• Asset Allocation
• Finance
• Financial Services