Ravi Virwani

Business Head - Mortgages (Hl, Lap & Micro Lap) @Utkarsh Small Finance Bank

Mumbai, MH, IN
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Aug 2025 — Present

Business Head - Mortgages (Hl, Lap & Micro Lap) @Utkarsh Small Finance Bank

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Mumbai, IN

EDUCATION

2010 — 2013

Insurance institute of india

Fellow, Insurance institute of India

2003 — 2005

Fortune Institute of International Business

Master of Business Administration (MBA), International Business & Marketing

2007 — 2007

Live Wires

Diploma in Radio Jockeying, Radio

SKILLS

Business PlanningCross SellingFinancial ServicesNegotiationMarketing ManagementMarket AnalysisChannel PartnersMarketingBankingTeam ManagementBusiness ProcessSalesChannel ManagementBrand ManagementCross-Functional Team LeadershipMarketing StrategyProduct MarketingInsuranceManagementPricingRetailRelationship ManagementStrategic PlanningTrainingNew Business DevelopmentProduct ManagementAnalyticsBusiness StrategyStrategyCustomer RetentionTeam LeadershipKey Account ManagementBusiness AnalysisLeadershipRetail BankingProduct DevelopmentSales ManagementBusiness DevelopmentCompetitive AnalysisStart-Ups

ABOUT RAVI VIRWANI

Financial services professional with 20 years of experience in the field of Secured Lending, Affordable housing, LAP, Insurance and fintech. Currently CEO at Capital India Home Loans, where I’m spearheading a customer-first approach to building a scalable, tech-enabled home loan business with a focus on financial inclusion and operational efficiency.Core strengths include launching businesses, leading high-performing teams, creating innovative go-to-market strategies, and managing full P&L responsibilities. Held leadership roles at institutions like Fullerton, Shubham, and Reliance Finance (now Jio Finance), shaping solutions for underserved segments across India.Passionate about using financial services as a force for inclusive growth. Open to connecting for collaboration, thought leadership, and strategic opportunities in housing finance, fintech, or impact investing.

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Ravi Virwani — Business Head - Mortgages (Hl, Lap & Micro Lap) at Utkarsh Small Finance Bank in Mumbai, MH, IN | Unifers