Raviraj Desai

Role: Assistant Vice President at HDFC Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

Experience

Assistant Vice President
HDFC Bank
Oct 2023 — Present · Mumbai, IN
At HDFC Bank, I lead mobile platform initiatives for the flagship banking app with over 16 million active installs, focusing on performance optimization, product stability, and innovation. I’ve played a key role in enhancing user experience and reducing crash rates through deep analysis using Firebase Crashlytics and performance monitoring. By actively driving app optimization efforts, we’ve seen improved responsiveness, reduced memory usage, and more seamless customer journeys.My contributions extend to secure UPI integration through an in-house SDK built using NPCI’s common library, supporting embedded experiences across multiple mobile apps. I have also partnered with teams to proactively resolve production issues, fine-tune device compatibility, and ensure high uptime across critical banking journeys.A major milestone includes winning first place at the AWS Innovation Utsav Hackathon by delivering a pioneering Generative AI solution, ‘HDFC Intelligence’, that reimagines how business insights and app intelligence can empower stakeholders.Currently driving cutting-edge AI and digital innovation initiatives at HDFC Bank, focusing on Generative AI technologies including Vertex AI, Gemini AI, and Python to transform fintech solutions. Passionate about leveraging AI, Kotlin, Flutter, and Android expertise to build scalable, secure, and intelligent mobile banking experiences that redefine customer engagement.

Education

Savitribai Phule Pune University
Master of Computer Applications (MCA), Computer Software Engineering
2011 — 2014

Contact information

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Work email
•••••@hdfc.bank.in
Personal email
•••••@•••••.com
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Current company

HDFC Bank

Banking · 216K employees · Mumbai, Maharashtra, India

HDFC Bank is India's largest private sector bank, offering a comprehensive range of financial products and services to our customer base of over 92 million. Our extensive distribution network of 8,919 branches and 21,031 ATMs across 3,836 cities and towns as of August 2024, reaches every corner of the country, making us accessible to millions. Promoted by Housing Development Finance Corporation (HDFC), India's leading housing finance company, HDFC Bank began operations in 1995 with a simple mission: to be a "World-class Indian Bank". With a single-minded focus on product leadership, customer focus and operational excellence, we have emerged as a leading player in all our business segments. We cater to individuals and businesses, offering a full range of innovative banking solutions including loans, payments, and wealth management. Our business solutions empower companies of all sizes, from MSMEs to large corporations, helping them grow with tailored banking services and financial tools. In 2023, the Bank merged with HDFC Ltd, combining our robust banking services with HDFC Ltd's legacy of leadership in housing finance. This merger enhances our ability to offer home loans and other financial services, ensuring seamless access for customers across urban and rural areas. As a socially responsible corporate citizen, we believe in banking with a purpose. Through our CSR initiative, Parivartan, we actively work to drive positive change across education, healthcare, skills training, and sustainable livelihoods impacting over 10 crore lives across the country. Our commitment to community impact is as strong as our dedication to delivering value to our stakeholders. As we expand, we continue to stay at the forefront of innovation, offering seamless digital banking experiences to enhance the lives of our customers. HDFC Bank prioritises the security of its systems and remains committed to maintaining the confidentiality of its customers' data. As a precaution

hdfc.bank.in

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Experience

Assistant Vice President

Education

Savitribai Phule Pune University

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