Raviraj Kour

Credit Risk Analytics @EXL | ex-PayPal | ex-ZestMoney

Role: Senior Manager (Credit Risk Analytics) at EXL
Location: Bengaluru, KA, IN
LinkedIn followers: 500 followers

Finance & AccountingView LinkedIn profile

About Raviraj Kour

Credit Risk Analyst with 6 years of experience in strategy development, optimization, and performance monitoring within the financial sector- Adept at utilizing data-driven approaches such as A/B testing and loss rate forecasting to drive business decisions- Proven expertise in building Tableau dashboards for performance tracking and leading cross-functionalcollaborations with stakeholders- Strong leadership capabilities demonstrated by successfully managing a team of 15-20 members and documenting comprehensive SOPs for key products- Equipped with excellent people management skills and a focus on continuous improvement.

Experience

Senior Manager (Credit Risk Analytics)
EXL
Oct 2024 — Present

Education

Thapar Institute of Engineering & Technology
Master’s Degree, Electronics and Communication Engineering
2016 — 2018

Contact information

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Current company

EXL

59K employees · New York, NY, United States

Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Unrealistic overhauls and off-the-shelf products ignore what matters most — your unique needs, culture, goals, and your legacy data and technology environments. At EXL, our collaboration is built on ongoing listening and learning to adapt our methodologies. We’re your business evolution partner—tailoring solutions that make the most of data to make better business decisions and drive more intelligence into your increasingly digital operations. Whether your goals are scaling the use of AI and digital, redesign operating models, or driving better and faster decisions, we’re here to partner with you to help you gain—and maintain—competitive advantage with efficient, sustainable models at scale. Our expertise in transformation, data science, and change management helps make your business more efficient and effective, improve customer relationships and enhance revenue growth. Instead of focusing on multi-year, resource- and time-intensive platform designs or migrations, we look deeper at your entire value chain to integrate strategies with impact. We use our specialization in analytics, digital interventions, and operations management—alongside deep industry expertise — to deliver solutions that help you outperform the competition. At EXL, it’s all about outcomes—your outcomes—and delivering success on your terms. Share your goals with us and together, we’ll optimize how you leverage data to drive your business forward. For more information, visit www.exlservice.com.

exlservice.com

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About Raviraj Kour

Experience

Senior Manager (Credit Risk Analytics)

Education

Thapar Institute of Engineering & Technology

Find verified contacts for anyone on LinkedIn