Ravindra Rathore
Area Collection Manager | Debt Recovery & Risk Mitigation Expert | Retail Lending & Portfolio Management | Driving Performance Across Banking Sectors | Ex–Yes Bank, IDFC First Bank
- Role
- Area Collections Manager at Tata Capital
- Location
- Jaipur, RJ, IN
- LinkedIn followers
- 500 followers
About Ravindra Rathore
Results-driven Banking Collections & Risk Management Leader with over 9 years of…
Experience
Area Collections Manager
May 2022 — Present · Chandigarh, IN
Oversee Channel Finance portfolios across Haryana, Punjab, and Himachal Pradesh, with ticket sizes ranging from ₹1 crore to ₹50 crore- Managing PNPA account and reduction of 18–25% through targeted recovery campaigns and strategic client engagement- Led settlement negotiations and structured repayment solutions, recovering ₹60 crore+ in overdue from overall in financial year 24-25- Managed legal proceedings under SARFAESI, NCLT, IBC, and Arbitration, ensuring compliance with regulatory frameworks and protecting asset quality-Built strong client relationships through on-site meetings and resolution strategies for stressed accounts-Monitored and tracked PNPA, NPA, and write-off cases, implementing process improvements that reduced resolution time.
Education
University of Rajasthan
Bachelor of Commerce - BCom, Business/Commerce
2011 — 2014
Jaipuria Institute of Management
Master of Business Administration - MBA, Marketing
2014 — 2016
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