Ravindra Patidar
Area Credit Manager @ Bandhan Bank Ltd.
- Role
- Area Credit Manager at Bandhan Bank
- Location
- Indore, MP, IN
- LinkedIn followers
- 500 followers
About Ravindra Patidar
Carrying out of Due Diligence on Credit Proposals assigned Timely completion of…
Experience
Area Credit Manager
Jan 2023 — Present · Indore, IN
Demonstrated strong communication and critical thinking skills to enhance credit risk managementprocesses and improve loan underwriting efficiency.• Credit policy: Inputs for designing and implementation of credit policy and programmes, new initiatives,periodical changes in credit policy and programmes based on the inputs provided by sales team andmarket feedback, providing inputs on product and policy being followed by competitors in the market.• Exposure: Handling up to 10.00 Cr exposure with 2.00 Cr delegation authority.• Credit compliance: Ensure compliance with external regulations and credit policy.• Credit reporting: Prepare and review credit reports, and supervise credit reports.• Portfolio: Maintaining the Portfolio Quality & being responsible for collections, delinquency. Responsiblefor controlling delinquencies through portfolio review especially monitoring non-starters.• Client site inspections: Conduct client site inspections.• Credit monitoring: Work on new credit monitoring measures.• Account reviews: Conduct periodic reviews of existing accounts.• Training: Complete training and development sessions, or organize them for other team members.• Team Handling: Managing team of 6 Credit Managers to assess credit risk and develop credit policiesfor a major financial institution.
Education
Jawaharlal Nehru Agriculture University
B.Sc & M.Sc, Agriculture
2010 — 2016
Corporate Finance Institute® (CFI)
certificarion under fundmental of credit, Credit Management
2020 — 2020
Moody's Analytics
Certification, Credit Skill for Bankers - SME Lending
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