Ravi Barnwal

About Ravi Barnwal

I spearhead the MSME Lending division, addressing the essential need for SME support through groundbreaking solutions in fintech, NBFCs, and BC partnerships. With over 14 years of experience in finance, an MBA in Finance and Marketing, and certifications in payment technologies and derivatives, I bring a wealth of expertise to my role.My background in establishing NBFCs and NBFC P2P platforms from the ground up has honed my skills in embedded finance, fintech lending, strategic partnerships, key account management, and customer relationship management. I have successfully onboarded over 100 major partners, including fintechs, startups, NBFCs, and BCs, focusing on the profitable management of P&L through MSME lending and cross-selling strategies.I work closely with cross-functional teams to ensure seamless integration with partners and to enhance customer experiences. By leading the growth of Arthmate\'s MSME lending business, I have cultivated and expanded partnerships with industry leaders, negotiated favorable terms, and secured enduring agreements.My mission is to harness my skills and network to drive significant value for Arthmate and its partners, advancing innovation and growth in the embedded finance sector.

Experience

1. Head- Merchant-lending

   Shiprocket

   Nov 2024 — Present · Gurugram, IN

   Building the end-to-end development and implementation of innovative lending solutions for #D2Cs Brands and consumer base of Shiprocket, leading these capabilities from the ground up.Led the entire lending function, focusing on driving product innovation, optimizing operational processes, and ensuring seamless execution. Cultivating and strengthened strategic partnerships with key industry stakeholders to design and deliver bespoke, scalable lending products that address the specific needs of a wide range of customer segments.

Education

• Institute of Management Studies, Noida

  Master of Business Administration - MBA, Finance & Marketing

• University of Michigan

  Online- Certification

• Vinoba Bhave University

  Bachelor’s Degree, Commerce

Skills

• Mutual Funds
• Risk Management
• Team Management
• Mis
• Key Account Management
• Strategic Financial Planning
• Business Strategy
• Portfolio Management
• Relationship Management
• Sales Operations
• Business Development
• Wealth Management
• Performance Management
• Crm
• Derivatives
• Equities