Ravi Agarwal
Underwriter Iv Commercial Banking @TD
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WORK HISTORY
Underwriter Iv Commercial Banking @TD
Toronto, ON, CA
Credit Monitoring and covenant compliance Financial statement analysis in line with bank\'s guidelines and lending principlesReviewing operational performance, projections, Working on adhoc requests related to floor plan increase, covenant breach or any exceptions.Monitoring any early warning signals, and actioning according to the customer\'s risk profile and bank\'s appetite and toleranceLiasing and communicating effectively with stakeholders, ops, client and sales team, if any issues/elevated riskPreparing annual review with right sizing floor plan credit lines, operating lines, cash management facility not limited to commericial mortgage.
EDUCATION
Sikkim Manipal University - Distance Education
Master of Business Administration (M.B.A.)
Mahatma Jyotiba Phule Rohilkhand University
Master in Commerce
Mahatma Jyotiba Phule Rohilkhand University
Bachelor of Commerce (B.Com.)
ABOUT RAVI AGARWAL
Im a finance professional with ~15 years of experience in the Banking and Finance industry with expertise in underwriting, financial analysis and credit risk. Over the years, I have worked for leading full service North American consumer and investment banks. My key differentiators are detail oriented, strong numerical & analytical skills, and delivering on operational targets. Strongly believe in adopting a customer-centric approach and focusing on qualitative outputs across all deliverables. I am driven by strong personal values of honesty, integrity & sincerity, and can perform in demanding work environments utilizing strong work ethics.
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