Ratnesh Kumar

I want a headline to Master in management studies a having finance as specialty.

Role: Sales Manager at Utkarsh Small Finance Bank
Location: Patna, BR, IN
LinkedIn followers: 500 followers

Sales & Business DevelopmentView LinkedIn profile

About Ratnesh Kumar

Every successful person has a beginning dare to start, to find the way to success.

Experience

Sales Manager
Utkarsh Small Finance Bank
Apr 2024 — Present · IN

Education

RK University
Master of Business Administration - MBA, Finance
Ds.College Katihar
B.A, Psychology
Bhupendra Narayan Mandal University, Madhepura
Bachelor's degree, Psychology
Bhupendra Narayan Mandal University, Madhepura
Bachelor of Arts - BA, Psychology
RK University School of Management
Master of Business Administration - MBA, Finance
Darshan Shah College (D.S. College), Katihar
Bachelor of Arts, Human Resources Management/Personnel Administration, General
2017 — 2021
Bhupendra Narayan Mandal University, Madhepura
Bachelor's degree, Psychology
2017 — 2021
School of Management
Master of Business Administration - MBA

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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About Ratnesh Kumar

Experience

Sales Manager

Education

RK University

Ds.College Katihar

Bhupendra Narayan Mandal University, Madhepura

Bhupendra Narayan Mandal University, Madhepura

RK University School of Management

Darshan Shah College (D.S. College), Katihar

Bhupendra Narayan Mandal University, Madhepura

School of Management

Find verified contacts for anyone on LinkedIn