Raphy Sergeant

Senior Director, Mid-market Directeur Principal, Mid-market @Bmo Commercial Bank

Montreal, QC, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2025 — Present

Senior Director, Mid-market Directeur Principal, Mid-market @Bmo Commercial Bank

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Montreal, CA

Providing strategic financing solutions for mid-market businesses across Montreal and South Shore. I focus on originating and structuring complex transactions that drive growth, enable acquisitions, and optimize capital structures.Partnering with CEOs, CFOs, and private sponsors, I: • Lead deal origination and transaction execution across operating lines, term debt, and acquisition financing. • Deliver integrated solutions by collaborating with BMO’s Corporate Finance Division, M&A, Nesbitt Burns, BMO Capital Markets, Trade Finance and Treasury teams. • Apply disciplined credit analysis and risk management to protect capital while enabling expansion. • Advise on capital deployment strategies aligned with long-term shareholder objectives.With a client-first approach and market-driven execution, I connect businesses to the right capital at the right time, helping them scale, compete, and succeed in a dynamic economy.

EDUCATION

N/A

HEC Montréal

Bachelor of Business Administration - BBA

N/A

École des sciences de la gestion (ESG UQAM)

Bachelor of Business Administration - BBA

SKILLS

Microsoft ExcelService ClientMicrosoft WordLeadershipParler En PublicManagementMicrosoft PowerpointTravail D’équipeVenteAnglaisCompétences AnalytiquesPsychologieFinancial AnalysisInvestmentsVba Programming

ABOUT RAPHY SERGEANT

I am a Commercial Banker at BMO, specializing in mid-market financing. I work with business owners, executives, and financial decision-makers to structure tailored credit solutions that fuel growth, acquisitions, and operational efficiency.My approach combines in-depth financial analysis, risk management expertise, and a strong understanding of diverse industries to deliver solutions that align with both client objectives and institutional requirements.Over the course of my career, I have built a reputation for being results-driven, relationship-focused, and committed to long-term client success. I thrive on structuring complex deals, optimizing capital structures, and helping companies unlock new opportunities.

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Raphy Sergeant — Senior Director, Mid-market Directeur Principal, Mid-market at Bmo Commercial Bank in Montreal, QC, CA | Unifers