Ranju Bhutoria
Credit Manager @ICICI Bank
Signup · Get unlimited contacts
WORK HISTORY
Credit Manager @ICICI Bank
Hyderabad, IN
1)Credit risk assessment of various sectors, quantitative and qualitative analysis, financial statements analysis, peers comparison, market trend analysis as well as forecasting debt service abilityPreparing clear and independent credit reports based on detailed analysis of Financial Statements, Cash flows and study of relevant Industry2)Study of client’s external financial and risk related information such as credit ratings, market capitalisation, share price movements, latest news & updates.3) Business Analysis: Understanding business of the proposed SME client, which includes understanding of business model, basic understanding of the respective industry, challenges and current market scenarios4) Financial Analysis: Analysing Key financial parameters of the entity using CMA, finding inherent risk of the business and based on that making financial projections for the upcoming years5)Recommendation: Based on overall business and financial risk appraising & providing recommendations to the approving authority to give final verdict on the proposal
EDUCATION
Narsee Monjee Institute of Management Studies Hyderabad
Master of Business Administration (M.B.A.), Accounting and Finance
BHAWANIPUR COLLEGE
Bachelor of Commerce (B.Com.), Accounting and Finance
St. Agnes' Convent School
Secondary
ABOUT RANJU BHUTORIA
Experienced Credit Manager with a demonstrated history of working in the banking industry. Skilled in Microsoft Word, Management, Teamwork, Leadership, and Microsoft Excel. Strong finance professional with a Master of Business Administration (M.B.A.) focused in Accounting and Finance from Narsee Monjee Institute of Management Studies Hyderabad.
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.