Ranjith D
Product Manager at IDFC First Bank | 5+ yrs in IT, Software, Enterprise, E-commerce, SaaS, Fintech, Digital Banking | Strategy, UX, APIs, Growth, GenAI | MBA - IIM Mumbai | B.E. CSE | Ex-Accenture | Tech x Business
- Role
- Product Manager at IDFC FIRST Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Ranjith D
I’m a Product Manager with 5+ years of experience building scalable B2B and B2C products…
Experience
Product Manager
Jul 2024 — Present · Mumbai, IN
Led end-to-end product strategy for digital lending across Salesforce CRM, mobile app and web, driving adoption, funnel efficiency and business growth through cross-functional execution with engineering, design, sales, ops & policy• Scaled the business by 1.2x by launching a 0 to 1 QR-based instant loan approval journey (90% TAT reduction), increasing logins by 25% and introducing wallet-based incentives to boost acquisition, conversion and retention• Drove 12% MoM MAU growth and reduced drop-offs by 40% by revamping B2C mobile banking UX, launching targeted nudges and campaigns and enhancing the marketplace to improve user engagement and brand visibility• Pioneered API-led B2B partnerships with e-commerce (Flipkart) and Fintech (PhonePe and Airtel) partners enabling seamless customer onboarding, system integrations and expanding market presence through 3x lead generation• Reduced NPA by 18% through risk-based, data driven filtering and led GEN AI initiatives across KYC, OCR automation (4 Cr cost savings) and enhanced portfolio quality through cohort-based cautionary AI assisted video nudges• Managed product roadmap, backlog prioritization and agile delivery for a 17-member team; crafted PRDs and user stories, coordinated sprints, UAT, release cycles, improved sprint velocity and reduced production bugs by 30%• Presented product vision to senior leadership and secured buy-in by negotiating trade-offs with cross-functional team
Education
Deeksha Integrated, Reva Independent PU College
Higher Secondary School, Computer Science
2012 — 2014
Indian Institute of Management Mumbai
Master of Business Administration - MBA, Business Administration and Management, General
Ryan International School
Secondary School, Computer Science
2006 — 2012
Sir M Visvesvaraya Institute Of Technology
Bachelor of Engineering - BE, Computer Science
2014 — 2018
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