Ranjeet Kumar
Vice President | Credit Risk Analytics & Data Engineering lead at Morgan Stanley
- Role
- Vice President at Morgan Stanley
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Ranjeet Kumar
Vice President at Morgan Stanley | 12+ Years Building the Future of Financial TechnologyI bridge the gap between complex financial regulations and cutting-edge technology, leading teams that power modern investment banking. At Morgan Stanley, I architect enterprise systems ensuring regulatory compliance while driving innovation in wealth management and credit risk.What I Do:Domain Expert: Basel frameworks, CCAR stress testing, and global regulatory reporting. I translate complex requirements into actionable technology strategies keeping organizations ahead of compliance curves.Technology Leader: Architect multi-petabyte platforms processing 50M+ daily transactions. From legacy migrations to cloud-native solutions using Apache Spark, Kafka, and AI/ML - I build systems that scale with business growth.Team Builder: Lead 18+ engineers and data scientists across geographies. My philosophy: empower technical excellence while fostering continuous innovation.Recent Impact:Basel Pioneer: Positioned organization 18 months ahead of regulatory deadlinesCost Optimization: Delivered 40% infrastructure cost reduction through cloud transformationProcess Innovation: Reduced regulatory reporting cycles from 15 days to 3 days via AI automation.What sets me apart is understanding both the \"why\" behind regulations and \"how\" to implement scalable solutions. Whether designing real-time credit risk systems or architecting data lakes for stress testing, I ensure technology serves strategic business objectives.Technical Stack: Python, Apache Spark, Teradata, Oracle, Azure, Informatica, Machine LearningBusiness Expertise: Credit Risk, Fixed Income & Derivatives, Capital Adequacy, Stress TestingLeadership: Cross-functional Teams, Strategic Planning, Stakeholder EngagementMy Philosophy:\"The best technology solutions are invisible to business - they simply enable exceptional outcomes.\"I build technology that empowers people, ensures effortless compliance, and drives measurable value. Every system starts with:\"How does this make our business stronger?\"Looking Ahead:Passionate about helping organizations navigate AI, cloud-native architectures, and real-time analytics while maintaining regulatory excellence.Currently exploring: Generative AI in regulatory reporting, next-gen cloud architectures, real-time risk management.Let\'s connect to discuss technology strategy, regulatory innovation, or financial services leadership.Seeking executive roles leveraging domain expertise and technical leadership for organizational transformation.
Experience
Vice President
Jan 2025 — Present
Education
SILICON INSTITUTE OF TECHNOLOGY
Bachelor of Technology (BTech), Computer Science
2008 — 2012
Find verified contacts for anyone on LinkedIn
Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.
Free plan included · No credit card required
This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.