Joanna Ramos
Bank Account Executive | 50-States | Family VOE, ITIN,CONV,DSCR NO Ratio,1099,VOE,ITIN, Foreign Nationals,Seconds & HELOCs, Self P&L,| OTC Construction | COOPS| Helping Brokers, Investors, Home Builders Close Deals
- Role
- National Account Executive at American Pride Bank
- Location
- San Francisco, CA, US
- LinkedIn followers
- 500 followers
About Joanna Ramos
At American Pride Bank, my focus is on leveraging my business development skills to establish new business, and at HENRYS Business Consulting, I harness AI technology and creative strategies to serve the modern mortgage and real estate sectors. With a strategic approach, our team develops and implements relationship strategies that meet customer needs through a comprehensive suite of products and services.My expertise in analytical skills and non qm and traditional lending informs the training and educational programs I design for clients, ensuring they\'re well-versed in our innovative portal, programs, and processes. The ambition to deliver tailored mortgage solutions is matched by a commitment to empower clients with the knowledge and tools for success in the dynamic financial landscape.
Experience
National Account Executive
Feb 2026 — Present · San Francisco, CA, US
I’m a National Account Executive with American Pride Bank, partnering with mortgage brokers, real estate investors, and home builders across all 50 states.I help my partners win more business by offering: Non-QM & DSCR No Ratio for Investor Programs Conventional HELOCs & 2nd Mortgages One-Time Close Construction Conv - Non Qm- DSCR Flexible underwriting solutionsBorrower Self Prepared P&L NO CPA, EA or Tax Preparer Family Business VOE 1099ITIN Foreign Nationals COOPS My role is to be more than a rep — I’m a strategic partner.From scenario structuring to product positioning, I work hands-on to help brokers scale production and serve both traditional and investor clients with confidence.Let’s grow your pipeline.Email: j•••••@americanpride.bank
Skills
- Investors
- Public Relations
- Foreclosures
- Mortgage Banking
- Residential Homes
- Loans
- Sales Presentations
- First Time Home Buyers
- Customer Satisfaction
- Banking
- Mortgage Lending
- Referrals
- Real Estate
- Working with First-Time Home Buyers
- Business Development
- Loan Origination
- Financial Analysis
- U.s. Federal Housing Authority (Fha)
- Fha
- Credit
- Real Estate Financing
- Customer Retention
- Refinance
- Finance
- Residential Mortgages
- Mortgage Underwriting
- Single Family Homes
- Investments
- Investment Properties
- Marketing
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