Ramkumar Parasuraman

About Ramkumar Parasuraman

Over 19+ years of experience in IT Industry and extensive Knowledge in Cards and Payments Industry with in-depth technical and business knowledge. Hands on experience of design, implementation, business analysis, technical consultancy and project management in this field. Successfully managed / executed several mission-critical and large scale projects. Comprehensive knowledge of Software Development Life Cycle (SDLC), Business Analysis and Project Management Methodologies.ENDORSED BANKING AREAS: Transaction Processing & Switching Solutions (EFT/OLTP/SMS/DMS) Switch Systems (Narada Switch, Electra Switch, Postilion Switch, MI Switch). Good understanding Knowledge on Vision Plus, Power Card and Smart Vista products. Payment Gateways Channel Enablement, Integration and Certifications (ATM/POS/ECOM/Mobile Banking/mPOS/IVR) Protocols, Compliances and Standards (PCIDSS, ISO 8583, NDC+, VBV, MSecure) Financial Inclusion Card Management of Issuing & Acquiring System (Credit, Debit and Prepaid) Merchant & Agent Management Settlement / Reconciliation Process

Experience

1. AVP Product Owner

   Standard Chartered

   Oct 2025 — Present · Bengaluru, IN

Education

• Arunai Engineering college

  B.Tech, Information Technology

  2001 — 2005

• Alagappa University

  Master of Business Administration (M.B.A.), project management

  2005 — 2007

Skills

• Pl/Sql
• Project Management
• Ms Project
• Oracle
• Requirements Analysis
• Mindmanager
• Abc Analysis
• Requirements Gathering
• Project Coordination
• Software Project Management
• User Acceptance Testing
• Jira
• Testing
• Business Analysis
• Sdlc
• Vendor Management
• Sql
• Microsoft Project
• Team Management
• Agile Methodologies
• Project Implementation
• Unix
• Gantt