Ramez Hanafi

Head of Product, Payments @ClearBank

London, GB
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Apr 2025 — Present

Head of Product, Payments @ClearBank

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EDUCATION

1997 — 2001

University of Ottawa

BBA, Finance

1997 — 2001

University of Ottawa

BA, Communication and Media Studies

N/A

University of Oxford

MSc

2011 — 2014

The University of Manchester

MBA

SKILLS

ForecastingProgram ManagementStrategyMobile PaymentsProduct DevelopmentAnalysisProduct MarketingMarketing StrategyBankingTeam ManagementProject PlanningBudgetingBudgetsBusiness DevelopmentProject ManagementProblem SolvingBusiness PlanningMarket ResearchStrategic PlanningSalesforce.comProduct ManagementStrategic PartnershipsTrainingSales ManagementNew Business DevelopmentCredit CardsElectronic PaymentsSalesPaymentsCustomer ServiceCustomer RelationsRelationship ManagementMarketingPlanningNegotiationCoachingAnalyticsBusiness StrategyProcess ImprovementBusiness Relationship Management

ABOUT RAMEZ HANAFI

Ramez is a senior product and program leader with deep expertise in payments, financial infrastructure, and large-scale delivery. With a proven track record spanning Amazon, Visa, and Bank of America, Ramez has delivered high-impact initiatives across Europe, North America, and the Middle East. He specialises in multi-rail payment schemes, security, identity, authentication, and performance optimisation. His work has helped shape digital payment experiences in card issuance and acceptance, with a strong focus on e-commerce UX and global scalability. Ramez holds an MSc from the University of Oxford, an MBA from the University of Manchester, and undergraduate degrees in Finance and Communications from the University of Ottawa. He lives in London with his family.

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Ramez Hanafi — Head of Product, Payments at ClearBank in London, GB | Unifers