Ramesh Jain

About Ramesh Jain

Having 15 years+ of experience in (a) Business Sourcing and Development (b) Managing Credit Portfolio (c) Structured Finance (d) Debt refinancing (e) Project finance (d) Investment banking (e) Debt syndication, across Infrastructure, Manufacturing, Trading and service industries.• Detailed knowledge and experience in funding overseas acquisition including loan documentation, disbursement and monitoring including liaison with overseas counsel, stakeholders and lenders. • Managing small team and delivery on key parameters including profit and business targets. • Handled debt transactions of over USD 5 billion and Equity funding of over USD 2 Billion along with other market instruments like NCD/CP.Structured finance/ Project Finance/ Investment Bankinh• Debt Finance / Equity funding- This covers negotiating the commercial terms, ensuring compliance and chalking out structure which is acceptable to both lender(s)/ Investors and Borrowers. Arranging equity for new venture / Projects on profit sharing / interest basis.• Providing customized funding and established funding structures like Cash Credit, Term Loan, Commercial Papers, Letter of Credit, Bank Guarantee, SBLC and NCDs etc.• Financial Control to ensure optimum yield from the transaction.Strategy & Business Planning • Chalking out the business plans, strategy for budget achievements and on field execution.• Reviewing actual performance against the budget and monitoring variances; • Market intelligence and competitor analysis.Other ancillary roles • Legal & Compliance - Involved in reviewing of commercial terms in legal documents and compliance.• Interact with Statutory & Tax Auditors and Tax Consultants.• Presenting business proposals to credit meetings for approval; • Follow-up on the actions to be taken on the instructions given by the Board or committee.• Transaction Monitoring; Waiver tracking, Insurance, Disbursement and Repayment Management.• Periodic monitoring and review of performance.

Experience

1. Senior Vice President

   HDFC Bank Limited

   Jun 2015 — Present

Education

• Kesinga Mahavidyalaya

  Bachelor of Commerce (B.Com.), Business/Commerce, General

  1999 — 2003

• Goa Institute of Management (GIM)

  Post Graduate Diploma in Management, Banking, Corporate, Finance, and Securities Law

  2006 — 2008

• Kesinga Vidyapith

  Business/Commerce, General

  1995 — 1998

Skills

• Commercial Banking
• Financial Analysis
• Branch Banking
• Credit Analysis
• Credit
• Retail Banking
• Credit Risk
• Banking
• Risk Management
• Corporate Finance
• Loans
• Management