Ramesh Ghodake

About Ramesh Ghodake

As a seasoned Data Science leader with over 16 years of experience, I bring deep expertise in statistical modeling, machine learning and advanced analytics across credit risk, collections, retail broking, investment products and big data environments. My work has spanned diverse financial domains including liability products, mortgages, auto and personal loans, credit cards, mutual funds and insurance.I have a proven track record of developing and deploying predictive models and data-driven strategies that optimize risk management, drive collection efficiency and enhance customer engagement across the retail lending and investment landscape. My core competencies include credit scoring, equity analytics, time series forecasting and the application of data mining techniques to solve complex business problems.In my leadership role, I focus on building high-performance data science teams and fostering a culture of innovation, collaboration, and continuous improvement. I am passionate about transforming data into actionable insights that enable strategic decision-making and deliver measurable business value.

Experience

1. Head - Data Science

   Bajaj Finserv

   Apr 2025 — Present · Pune, IN

   Head - Data Science : Personal Loan

Education

• Shivaji University

  Bachelor of Science (B.Sc.), Statistics

  2002 — 2005

• Department of Statistics, University of Pune

  Master of Science (M.Sc.), Statistics

  2005 — 2007

Skills

• Data Mining
• Management
• Sas
• Analysis
• Sas Programming
• Statistics
• Data Analysis
• Analytics
• Statistical Modeling