Raman Kumar

About Raman Kumar

Seasoned Product Management and Digital Payments professional with 20+ years of global financial services experience leading change across people, processes, and technology. MBA from top-ranked USC Marshall School of Business with a graduate course in Data Analytics with a focus on strategy, product management, and data-driven insights and decision making. Over the years worn many hats, from software engineering roles to a product leader, and managed end to end technical product management for the consumer (B2C) and enterprise (B2B) offerings with demonstrated success in delivering high quality and scalable software product solutions; I am also a PMI certified Agile Project Management Professional (PMI-ACP) and experienced with lean, continuous improvement practices in a variety of product management roles i.e. Product Owner and Journey Owner.• Technical: Faster payments solutions including Real-Time Payments (RTP), Request for Payment (RfP), FedNow, Zelle, ACH, ISO 20022 payments messaging standards, Open Banking, API Management, Microservices, Digital (web and mobile) applications and customer experience, SQL, JIRA, Confluence, Data Analysis, Adobe Analytics• Non-technical: Product Strategy & Management, Agile methodologies, Operations & Risk management, Financial Compliance and Regulations, Financial Accounting & Reporting, External Partners and Vendor management, Program & Team Management, Software Development Lifecycle (SDLC), Cross-functional and cross-cultural leadership

Experience

1. Fpc Member

   U.S. Faster Payments Council

   Jan 2024 — Present

Education

• University of Southern California

  Graduate Certificate in Business Analytics

  2018

• Bharati Vidyapeeth

  Bachelor of Engineering (BE), Electrical Engineering

  2001 — 2005

• USC Marshall School of Business

  Master of Business Administration (MBA)

  2018

• Patna Science College

  High School, Mathematics, Physics, Chemistry

Skills

• Business Analysis
• Product Management
• Business Analytics
• Consulting
• Business Intelligence
• Big Data
• Analytics
• Data Mining
• Financial Analysis
• Accounting
• Microsoft Excel
• Sql
• R
• Python
• Sas
• Jmp
• Tableau
• Matlab
• Hadoop
• IT Strategy
• Project Management
• Agile Project Management
• Software Development Life Cycle (Sdlc)
• Ibm Mainframe
• Extract, Transform, Load (Etl)
• Data Warehousing
• Requirements Analysis
• Agile Methodologies
• Requirements Management
• Business Requirements
• Business Process
• Business Transformation
• Business Strategy
• Requirements Gathering
• Cobol
• Db2
• Job Control Language (Jcl)
• Ibm Rational Tools
• Hp Quality Center
• Microsoft Office