Ramani Balakrishnan
Digital Mortgage Business Head at Tata Consultancy Services
- Role
- Senior Business Consultant - Digital Mortgages at Tata Consultancy Services
- Location
- Chennai, IN
- LinkedIn followers
- 500 followers
About Ramani Balakrishnan
35 years of overall experience MBA Finance High Honours Rutgers, USA Masters in Physics Bharatidasan University Certified in CyberSecurity AWS Certified Cloud Practitioner Google Certified Digital Leader TCS Platinum Certified Mentor 30 years of experience in Retail Banking IT solutions Key Vertical Functional areas: Mortgages and Consumer Lending, Core banking, Commercial Lending, Payments Key Horizontal Functional areas: Banking Regulatory Compliance (TRID, CFPB, Dodd Frank Act, FATCA.), Customer Experience Management, Enterprise Data Management and Big data Analytics Roles Played: Thought Leader in Banking Business Process Consulting, Domain Competence Development and Management, Business Development, Account Mining,Analyst Relationship for Banking & Financial Services Group IT operations globally ( USA, UK, Europe, APAC, Middle East and India), Program and P&L Management, Delivery Management for large delivery projects for US and Australia based clients Certified Internal Quality Auditor for CMMi and certified processes Certified Project Manager from Project Management Leadership Group PMLG, USA Extensive experience as Functional Architect involving analysis, design and implementation of solutions project requirements through interacting with business, Customer interaction, preparation of Functional Specifications/Use Cases, Data Flow Diagrams, Data Modelling and Project Management Strong analytical, problem solving and planning ability
Experience
Senior Business Consultant - Digital Mortgages
Aug 2014 — Present · Chennai, IN
o Strategic Initiatives Lead and Domain Consultanto Build Next generation disruptive solutions for mortgage industry leveraging latest technology trends in Mobility, Analytics, Social Media, Cloud, Artificial Intelligence and Robotic Automationo Responsible for delivering thought leadership through creation of Consultative Solutions, Service Offerings, Best Practices by leveraging the best of TCS to drive growth and business value for mortgage lenderso Create new lines of services /offerings and BPaaS solutions for platform based services in mortgage spaceo Publishing playbooks and white papers in mortgage space
Education
Bharathidasan University
B.Sc., Physics
1984 — 1987
Rutgers University - Camden
Master of Business Administration (M.B.A.), Finance
2001 — 2003
NIIT
Post Graduate Honors Diploma, MIS
1991 — 1992
Bharathidasan University
M.Sc., Physics
1987 — 1989
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