Raman Gupta
AI Product Manager | Fintech | SaaS | UPI | API Banking | Embedded Finance | Product Growth & Monetization | 15+ yrs Scaling Digital Payments
- Role
- Application Architect at National Securities Depository Limited Nsdl
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Raman Gupta
Product leader with 15+ years in fintech and digital payments, now driving AI and SaaS-led product innovation.At Bajaj Finance, I lead the UPI ecosystem Cr+ GMV) across Autopay, Lite, and RuPay Credit Card on UPI, scaling customer adoption through AI-led transaction intelligence, fraud detection, and predictive engagement models.I specialize in building platform products (UPI PaaS, Tokenization Hub, API Banking) that unify compliance, scalability, and customer experience.Passionate about how AI, automation, and data are reshaping financial inclusion and payment design. Open to leadership roles in AI Product Management, SaaS Platform Strategy, or Digital Payments Innovation.I am open to senior leadership roles (Head of Product, Director, VP – Digital Payments) where I can shape the future of fintech and accelerate the growth of India’s digital payment ecosystem. Open to networking & collaboration! Let’s connect.
Experience
Application Architect
National Securities Depository Limited Nsdl
Aug 2025 — Present · Mumbai, IN
Driving enterprise application modernization at NSDL by architecting scalable microservices-based financial platforms using Kubernetes, KONG API Gateway, OpenShift, and API-first engineering
Education
CDAC
Post Graduation Diploma In Advance Computing, Computer Software Engineering
2012 — 2012
Karnatak University
Bachelor's Degree, Information Technology
2008 — 2011
Kuvempu University
B.Sc. (IT)
Alliance University
Executive Master of Business Administration
C-DAC
Postgraduate Degree
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