Ramanathan V.
Vice President @DBS, ex-Zafin, BillDesk, YES Bank, Deloitte Consulting. API Banking, Fintech alliances & partnerships, BaaS, Transaction Banking, Capital Markets & Escrow Accounts
- Role
- Vice President at DBS Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Ramanathan V.
Experienced product management professional with a proven track record of over 15 years in leading initiatives for product innovation, strategic planning, digital transformation, payment solutions, risk & regulatory compliance and leadership at BillDesk and YES Bank. Skilled in collaborating with cross-functional teams and managing internal and external stakeholders across various levels. Deep industry knowledge in the financial services sector, particularly in digital banking and SaaS. Recognized for leadership in driving product initiatives, defining vision and executing strategy. Key projects/programs conceptualized, executed and managed across organizations include digital transformation, digital onboarding, API banking, platform unification initiatives, unified client dashboard and solutions marketplace for banking and fintech products. Projects span the fintech and banking domain in the payments space, cash management, API Banking, Banking as a Service, Connected Banking. Core skills include product innovation, customer journey (UI/UX) design, digital onboarding, partner/alliance management, commercial and contract negotiation, product strategy & go to market, risk management and regulatory compliance and team leadership.
Experience
Vice President
Dec 2025 — Present · Mumbai, IN
Education
Indian Institute of Management Mumbai
MBA, Business Administration and Management, General
2008 — 2010
College of Engineering Trivandrum
Bachelor of Technology, Industrial Engineering
2002 — 2006
American Production and Inventory Control Society
CSCP, Certified Supply Chain Professional
2009 — 2009
Skills
- Management Consulting
- Escrow
- Escrow Structuring
- White Box Testing
- Business Process Re-Engineering
- Process Improvement
- Financial Modeling
- P&L Responsibility
- White Papers
- Mis
- P&L Management
- Cscp
- Analytics
- Business Strategy
- Strategy
- Core Banking
- Relationship Management
- Business Analytics
- Project Management
- Dividends
- Risk Management
- Process Engineering
- Capital Markets
- Business Analysis
- Business Process Improvement
- P&L Analysis
- Requirements Gathering
- Product Structuring
- Product Strategies
- Analysis
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