Raman Kumar
Senior Banking & Finance Professional | MSME Lending Specialist | 15+ Years Experience in Commercial Lending & Business Growth
- Role
- Assistant Vice President at HDFC Bank Limited
- Location
- Ludhiana, PB, IN
- LinkedIn followers
- 500 followers
About Raman Kumar
Experienced banking professional with 15+ years of expertise in commercial lending, MSME…
Experience
Assistant Vice President
Jan 2025 — Present · Ludhiana, IN
Managed a portfolio of MSME clients with turnover upto 500 crStructured working capital, term loans, and trade finance solutions.Ensured strong portfolio quality with focus on risk management.Built and maintained strong client relationships, resulting in repeat business and referrals.Consistently exceeded lending and revenue targets.
Education
Kamla Lohtia Sanatam Dharam Colege
Bachelor of Commerce (B.Com.)
2005 — 2008
Panjab University
Bachelor of Commerce (B.Com.)
2005 — 2008
Lovely Professional University
MBA
2008 — 2010
Lovely Professional University
Master of Business Administration
2008 — 2010
Kamla Lohtia Sanatam Dharam Colege
Bachelor of Commerce (BCom)
2005 — 2008
Skills
- Banking
- Risk Management
- Team Management
- Loans and Advances Knowledge
- Corporate Finance
- Mis
- Portfolio Management
- Financial Products
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