Patel

About Patel

Experienced financial professional with a strong focus on Credit Risk Management…

Experience

1. Manager, Finance

   Standard Chartered

   May 2023 — Present · Mumbai, IN

   Experienced and results-driven professional specializing in the identification, review, and reporting of key controls, policies, and procedures associated with the effective management of liquidity and capital risks. Adept at conducting comprehensive risk assessments and gap analyses to ensure robust risk management frameworks.My expertise extends to the development of in-depth reports that enhance visibility and facilitate improved control of liquidity risk, providing essential insights for strategic decision-making. I possess a thorough understanding of Liquidity standards outlined in Basel ensuring compliance and adherence to industry best practices.A key strength lies in delivering early warning signals for potential liquidity issues to top management, enabling proactive measures to mitigate risks effectively. Proficient in the computation and monitoring of Liquidity Ratios, including Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), to ensure financial stability and regulatory compliance.I excel in analyzing, monitoring, and reporting on the liquidity risk profile to ALCO (Asset Liability Committee) Members, contributing to informed decision-making at the executive level. Additionally, I am well-versed in catering to adhoc requirements related to ALCO, showcasing adaptability and responsiveness in dynamic financial environments.With a track record of successful regulatory returns preparation and submission to the Reserve Bank of India (RBI), I bring a high level of accuracy and diligence to compliance processes. Overall, I am a proactive professional dedicated to ensuring the sound management of liquidity and capital risks while aligning with regulatory requirements and industry standards.