Ramesh Azmeera

About Ramesh Azmeera

With 12+ years of work experience in Anti-Fraud & Risk Management(AML/CFT, KYC,CDD,EDD,CIP, Sanction Screening,Periodic Review,Client Onboarding, Fraud Investigation, Mitigating Fraud, Transaction Monitoring,SAR filing and Compliance,Identifying process gaps and minimizing risk) Gained immense knowledge in Risk Management in Banking & Payment card industry, E-commerce, IGaming and Crypto. Well versed with VISA/Mastercard/Discover global risk and compliance regulatory operating rules. Experienced in SEPA Payments Region.

Experience

1. Compliance Analyst (Tl)

   摩根大通

   May 2021 — Present · Hyderabad, IN

   Have knowledge in Transaction Screening Process that ensures compliance with the bank’s regulatory requirements.Knowledge and Understanding of BSA & USA PATRIOT Act, OFAC Sanctions Programs. Monitoring live transactions (SWIFT, WIRES ). Perform 4 eye check due diligently for every payment. Review and analyse due diligence data from a variety of sources to determine overall risk. Screens customers, prospects and/or transactions against various regulatory reporting lists and regionally based sanctions watch lists. Ability to identify red flags and disposition alerts using a Risk Base Approach (RBD). Ability to take initiative and work independently with minimal supervision. Strong Organisational and time management skills with the ability to manage multiple responsibilities and tasks simultaneously. Using OFAC General License and Special License based on the Scenarios. Work on Travel Ban, Asset Freeze alerts. Screening Payment Escalated by L1, L2 and taking appropriate decision Worked on Different applications like Lexis Nexis and World Check. Marking Low quality errors to L1 operator for wrong decisions. Prioritizing high value payments, and cut offs. ESCALATE and INQUIRE Potential Match payments for further information. BLOCK, REJECT and CANCEL payments concerning sanction risk upon response from FCC Team. Conduct Extensive research using different types of tools to release a transactionKnowledge in the sanction lists, exceptions rules of Sanctions Screening and regulations and a clear understanding of their impact on financial transactions.Processed inbound and outbound payments filtered on to the internal applications for payments screening on daily basis as per Regulatory requirements. working on various applications to implement effective controls to fight Financial Crime Risk across the Global as per regulatory requirements. Assisted Team members in resolution of process related queries. Also Supported the team on high volume days.

Education

• Jawaharlal Nehru Technological University

  MBA, Finance and Financial Management Services

  2008 — 2010

• Jobs in Warangal

  Bachelor of Commerce (B.Com.), Commerce

  2005 — 2008