Ralph Wutscher

About Ralph Wutscher

Financial services attorney, representing consumer and commercial financial services companies, including depository and non-depository mortgage lenders, fintech companies of various kinds, credit card issuers, and loan servicers, as well as financial asset buyers and sellers, and other financial services providers. Ralph also has substantial experience defending auto dealers and finance companies. He represents the lending and financial services industry as a litigator, and as regulatory compliance counsel.

Experience

1. Principal

   Maurice Wutscher

   Mar 2006 — Present

   Ralph has substantial experience in litigating consumer and commercial finance lawsuits, including cases ranging from the defense of large interstate putative class actions to localized single-asset cases, as well as in responding to regulatory investigations and other governmental proceedings. He also regularly prosecutes and defends lawsuits and other actions relating to insurance coverage, alleged unlawful discrimination, fraud or other loss recovery, and commercial disputes on behalf of his financial services clients.He also has substantial experience in counseling clients regarding their compliance with federal laws, and with state and local laws primarily of the Midwestern United States.Ralph has successfully maintained a national practice for many years. Over the years, he served as national outside litigation counsel for a special servicer, and as national outside litigation counsel for one of the Top-25 largest former nonprime mortgage lenders, and as regional counsel for several others. He currently serves as national or regional outside complex litigation counsel, and national or regional outside regulatory compliance counsel, for several large lenders, servicers, and financial asset buyers.His litigation successes include not only victories at the trial court level, but also on appeal, and in various jurisdictions. He has successfully defended numerous putative class actions asserting violations of a wide range of federal and state consumer protection statutes. He is frequently consulted to assist other law firms in developing or improving litigation strategies in cases filed around the country.

Education

• University of Illinois Urbana-Champaign

  Doctor of Law - JD

  1995 — 1998

• UCLA

  Bachelor of Arts - BA

  1988 — 1993

Skills

• Financial Services
• Class Actions
• Loan Origination
• Mergers & Acquisitions
• Loans
• Commercial Litigation
• Securities
• Mortgage Lending
• Litigation Management
• Appeals
• Banking Law
• Due Diligence
• Consumer Law
• Mediation
• Loss Mitigation
• Dispute Resolution
• Courts
• Fraud
• Corporate Governance
• Licensing
• Trials
• Bankruptcy
• Insurance
• Arbitration
• Litigation
• Mortgage Banking