Rakshit Bhatia
Portfolio Credit Risk | Retail Analytics | Regulatory Reporting | Ex NatWest
- Role
- Associate Vice President at Axis Bank
- Location
- Gurugram, HR, IN
- LinkedIn followers
- 500 followers
About Rakshit Bhatia
Rakshit is a self-motivated and qualified professional who loves to work in a high…
Experience
Associate Vice President
Mar 2023 — Present · Gurugram, IN
Lead strategy and performance tracking for personal loans, ready credit, and credit card acquisitions.Conduct periodic portfolio analysis and recommend credit actions to maintain metrics within risk appetite.Enhance and implement policy checks using early risk indicators and performance trends.Strategy optimization and policy formulation to reduce early delinquencies from various PQ basisAssessed early risk indicators across unsecured portfolios and Led RAF-based credit MI dashboards for senior stakeholders.Formulated and implemented acquisition strategies for personal loans, contributing to improvement in approval quality without exceeding delinquency thresholds
Education
Deakin University
Master’s Degree, Business Analytics and eBusiness & Social Media Strategies
2014 — 2016
Apeejay School
High School, Physics, Mathematics, Chemistry, Economics
1994 — 2008
Jaypee University of Information Technology
Bachelor of Technology (BTech), Electrical, Electronics and Communications Engineering
2008 — 2012
Skills
- Sql
- Linux
- Business Intelligence Tools
- Business Development
- Digital Marketing
- Customer Experience
- Servers
- Cisco Call Manager
- Marketing Strategy
- Analysis
- Marketing
- Requirements Analysis
- Ccna
- R
- Customer Relationship Management (Crm)
- Ad Hoc Reporting
- Peer Mentoring
- Business Requirements
- Consulting
- Unified Communications
- Customer Service
- Mysql
- Reporting & Analysis
- Business Analysis
- Team Management
- Customer Relations
- Credit Risk
- Management
- Business Strategy
- Credit Analysis
- C
- Data Analysis
- Business Intelligence
- Market Analysis
- Microsoft Office
- Networking
- Microsoft Word
- Project Management
- Management Information Systems (Mis)
- Sas E-Miner
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